In our experience, few physicians understand how to take full advantage of the opportunities afforded them through PSLF (Public Service Loan Forgiveness), which could cost them upwards of $20,000-$40,000 per year depending on the amount, type of debt and personal circumstances.
On average new physician client begins medical residency with a staggering $250,000 of medical school debt (range of $0-$400,000). This is occurring during a time when how physicians are employed and the incomes they earn, are in flux2
The first step for a graduating student is to learn how to navigate and understand the government programs for loan forgiveness. There are several options to choose from but each requires an understanding of your distinct circumstances. It is not a simple decision as life changes.
Here are some considerations:
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With the growing need of health care providers, the demand for nurse practitioners is dramatically increasing. According to the American Association of Nurse Practitioners website, there has been an increase of over 140,000 NP’s becoming licensed since 2001. Even at this substantial number, a continual annual increase will bring that total to 222,000 by 2025!
Opportunities are definitely on the rise for any individual seeking to join the medical field. Numbers don’t lie and NP PA Recruiters can help make sure those odds are in your favor by helping you find the perfect opportunity to get you started on your career.
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As a healthcare employer, the recruitment and selection process in hiring and interviewing is time-consuming. With competition among today’s healthcare employers for recruiting top quality candidates being high, recruiting can become intense. By hiring a specialized recruiting agency, recruiters can take on the task of solving your organization’s staffing needs.
Along with saving a busy healthcare organization time, there are so many other benefits in choosing a great recruiting company, such as cost-effective strategies and established networks. These advantages make managing the employment process a little easier for employers looking to fill any open positions.
NP PA Recruiters has expertise in attracting top quality healthcare professionals for your healthcare clinic, private practice or hospital.
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As a physician, you understand the demanding level of work entailed with running your own private practice. Days are long and stress is up! Understandably, seeing patient after patient can take a toll on your mental state and leave you feeling exhausted. You may need some extra help, but adding another physician to your practice is not necessarily the most cost effective manner to go about it.
So what are the options to help you with alleviating some of that workload?
Well for starters, hiring a Nurse Practitioner or Physician Assistant is a definitely smart choice, as they are highly educated and trained professionals who are able to handle many of the same duties as a physician. So how do you know which one is best suited for your practice?
Well, here are some things to consider when you are going through the process of finding the best fit for your needs.
This article originally appears here.
Federal student loans are often the first step for students looking for help paying for college.
They’re not the only type of loans for college students, but they’re the most common and are different than private student loans. Here are some of the main differences:
1. Federal loans offer lower interest rates and have more flexible repayment terms than private student loans.
2. Private loans usually require a credit check and collateral, while federal loans don’t. Some federal loans may only require proof of need.
3. Interest rates are fixed on federal loans, while private loans can have variable interest rates, some greater than 18 percent.
4. Interest paid on federal student loans may be tax deductible, but not on private loans.
5. Many private student loans require payments while you’re in school, while repayment of federal student loans doesn’t start until you graduate, leave school or change our enrollment status to less than half-time.
Interview sent in by MD Preferred Realtor, Josephine Traina
Dr. Todd Schlesinger wears many hats in life, husband, father, Medical Professional, Business Owner and Medical Director. Through continuous creative activity and the joy of achievement as a medical professional, he has spread happiness to his staff and his clients. He has turned his passion into a great business by living his passion and creating great value for others. Dr. Schlesinger exemplifies what it takes to make a business great....heart and dedication and an unwavering commitment to do more for others than anyone else. His goal of "showing up" and staying authentic means staying true to who you are, what you do and who you serve. In an environment in which more human elements matter it creates value and benefits for all. I have watched first hand how he has influenced his staff around a compelling vision of the future, by inspiring them, showing them what’s possible and motivating them to make those possibilities real. His energy and focus help his team fulfill their dreams gives them a sense of purpose and leaves them with a profound sense of accomplishment when the work is done. Dr. Schlessinger believes that the dermatology practice is a noble profession that includes a broad range of surgical procedures; it allows me to see patients of, from babies to geriatrics; and I have the opportunity to make a positive difference in people's lives. He is living his true passion….. Love: do what you love to do, and love your staff, and your clients. Continue Reading on Parkbench - Charleston
Life happens to everybody, and sometimes, individuals are forced to leave their job. From maternity leave to spouse relocation, there are a number of reasons why an NP or PA may have an employment gap on their resume.
While some cases are more justifiable than others, all gaps in employment that lost last longer than a month should be explained. Clarifying your situation is vital because recruiters and hiring managers are keen on knowing why these employment gaps occurred. This is especially true when submitting applications online, as software scans can eliminate candidates without continuous employment dates.
This often worries potential candidates who have been out of the job force for sometime and who may feel that their reasoning may read more like an excuse. Take heart in knowing that your personal situation was likely reason enough to require you to leave the field for an extended time. However, it’s still important that you address the situation effectively on your resume so you don’t set off any red flags against yourself.
At NP PA Recruiters, we understand that life can change in an instant, and with it, your personal circumstances. If you have been out of the medical field for some time, but are now ready to return and re-commit yourself to your passion of providing quality healthcare services, we can help.
While you are undoubtedly excited about your future prospects, it’s still important to point out and substantiate the past period in which you were unemployed. Consider the following four tips to help you fill in and explain your employment gap.
You’ve made it through the application screening and onto the interview process—good work! But now comes the tough part—having to prove that you are the right candidate for the practice.
While standard interview questions should be expected (and can easily be searched online), interviewers also want to avoid hiring the wrong candidate, which can ultimately cost them time and money they don’t necessarily want to spend.
Because of this, your interviewer will likely ask you questions that are a little more unique in order to gain better insight into your mindset, and to see if you will mesh well with the practice.
Ricardo Roberts, President
Doctor Loan USA
As you search for the perfect home, your real estate agent may suggest that you get a home inspection before you close on a property. A professional home inspection can help you negotiate a better price, but it can also be expensive: the average cost of a home inspection is $315, a fee the most homeowners are required to pay upfront.
Despite the cost, home inspections provide borrowers with valuable information about their property before closing. This article covers the basic elements of a home inspection and provides practical advice that will help you find a certified home inspector, navigate the inspection process, and negotiate a fair price.
Trust us. You need a home inspection. And you need a good inspector to ensure you get the job done right.
Thanks to Cyndi Carver for sending this article over to us.
As the nation's housing market continues to improve, U.S. Housing and Urban Development Secretary Julian Castro announced this week the Federal Housing Administration (FHA) will reduce the annual premiums most borrowers will pay by a quarter of a percent. FHA's new premium rates are projected to save new FHA-insured homeowners an average of $500 this year. FHA is reducing its annual mortgage insurance premium by 25 basis points for most new mortgages with a closing date on or after January 27, 2017. "After four straight years of growth and with sufficient reserves on hand to meet future claims, it's time for FHA to pass along some modest savings to working families," said Secretary Castro. "This is a fiscally responsible measure to price our mortgage insurance in a way that protects our insurance fund while preserving the dream of homeownership for credit-qualified borrowers."
Full Story... https://portal.hud.gov/hudportal/HUD?src=/press/press_releases_media_advisories/2017/HUDNo_17-003