SunTrust Mortgage Doctor Loan - Brent Eckhardt, Loan Officer

Web Site: www.SunTrust.com/Brent.Eckhardt
Location: Durham, NC
Contact: Brent Eckhardt, NMLSR #659039
Phone:  910-262-4042

Email:  [email protected]

MEET BRENT ECKHARDT

Brent Eckhardt is consistently one of the top Loan Officers in his region. He specializes in serving the mortgage financing needs of licensed medical physicians and dentists. 

Brent will take the time to get to know you and understand your goals. He will be on your side with answers and explanations; because the more clearly you understand your choices, the more comfortable you’ll be with your financing.

Brent is a husband, a father of three, and an active member of his church and community. He's been in mortgage leading since 2001. Brent wants to earn your business and make the process as simple as possible for you. Please feel free to contact him anytime with questions!

LEARN ABOUT THE SUNTRUST MORTGAGE DOCTOR LOAN PROGRAM

Home Mortgage Loans for Doctors: Dentists (DDS and DMD), Physicians (MD, DO and DPM), Licensed Residents, Fellows in MD, DO and DPM programs.

You've worked hard to become a doctor and now it's time to receive the benefits of all that work. At SunTrust Mortgage, your doctor privileges include flexible rate and financing options, even if you have student loans. Watch this video for details.

Advantages of Doctor Loans:

Fixed or adjustable-rate options
Up to 100% financing and no monthly mortgage insurance payments
Favorable repayment terms provide flexibility to meet your financial reality

For Licensed Residents/Interns/Fellows in MD, DO and DPM programs, we offer:

Maximum of 100 percent financing for purchases and rate/term refinances
There is a maximum home loan amount of $750,000

For Practicing Doctors (MD, DO, DPM, DDS, DMD), we offer:

100% financing for loans up to $750,000
95% financing for loans up to $1 Million
90% financing for loans up to $1.5 Million
Please note: Doctors with over ten years post training (Residency or Fellowship) experience are limited to maximum 90 percent financing. These Doctors need to be members of SunTrust Private Wealth Management or belong to a practice that is part of SunTrust Private Wealth Management to be eligible for this product. This restriction does not apply to SunTrust Mortgage to SunTrust Mortgage Doctor loan refinances.

What you’ll need to consider:

Loans are available in select states (AL, AR, DE, FL, GA, MD, MS, NC, SC, TN, VA, WV, DC and select counties in PA). Other program and geographic restrictions may apply, please consult your loan officer for details.
State law may put further restrictions on maximum loan-to-value ratio
Adjustable-rate mortgages have interest rates that may increase during the life of the loan
100 percent mortgage financing will result in no property equity until the borrower pays down the loan principal through regular mortgage payments and/or the property value appreciates
A down payment may be required if the property is located in a declining market. If property values decline, you could owe more than your property's value. 



Equal Housing Lender. SunTrust Mortgage, Inc. ‐ NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, 1‐800‐634‐7928. CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee, MA: Mortgage Lender license #‐ML‐2915, NJ: Mortgage Banker License ‐ New Jersey Department of Banking and Insurance, NY: Licensed Mortgage Banker—NYS Department of Financial Services, and RI: Rhode Island Licensed Lender. ©2017 SunTrust Banks, Inc. SunTrust and SunTrust Mortgage are federally registered service marks of SunTrust Banks, Inc.