J. Mansisidor has been providing mortgage services to a wide variety of clients for the last 13 years. Whether you’re a Doctor, Dentist, Military, Investor, first time home buyer or a seasoned home buyer, J. appreciates not only the opportunity of earning your business, but more importantly your trust in him to deliver. J. truly understands that this is so much more than just a transaction; it is your home, your family, or a new business venture, and should be the most exciting time in your life. J.’s goal is to keep it just that, exciting, enjoyable and as stress free as possible. Regardless of how many clients J. is working with, you will always be made to feel you are his number one priority, because you are! His communication between client, Realtor and Settlement/Attorney is second to none.
For that last 9 years J. has specialized in Medical Professional Loans that includes, licensed MDs, DOs, DMDs, DDS, PHARMD and VMD (residents/interns, Fellows and Attending doctors). The Medical Professional Loan Programs features a variety of fixed and adjustable terms. 100% financing available up to $1.5 million dollars with NO MI (mortgage insurance).
With the Medical Professional Loan being his team's specialty, they have a true understanding of your demanding schedule, and realize that you may be starting a new chapter in your career, whether it is residency, fellowship, attending or private practice, along with the added pressures of relocating yourself and/or your family. Our compassion, professionalism and being able to deliver a great product on time makes J. the preferred lender for medical professionals. For the last 5 years J. has been doing first time home buying seminars for local medical schools, as well as select residency programs.
J. also served 11 years in the United States Coast Guard and in those 11 years made several PCS moves. Having experienced how challenging a PCS move can be firsthand, J. has made it his mission to get troops everywhere the correct information. For the last five years he has been presenting home buying seminars at local bases, in an effort to eliminate last minute surprises.
J.’s also a family man. He has been married to Tracey for over 13 years and is the proud father of six children; Alexsis, Andres, Ross, Chris, Shea and Zachary. Involved in his community and Church, J. is an all in type of guy. Whether it’s family, community, church or client J. will be there every step of the way to give you his all.
What you'll need to consider:
o Medical Professional Loans, VA, FHA, USDA, Construction to Perm, Investment loans and Portfolio Jumbo loans are available in select states (DE, MD, NJ, PA, & VA)
o State law may put further restrictions on maximum loan-to-value ratio
o Adjustable-rate mortgages have interest rates that may increase during the life of the loan
o A down payment may be required if the property is located in a declining market