I'm not exactly sure why this has made news on a few different sites but it has. Having a desk job is a contributing factor to weight gain. Is anyone surprised by this "finding"?
I think this bit of news is more of a wake up call than an actual bit of "guess what we discovered!" We as Americans need to realize that sitting for 8-10 hours a day isn't exactly good for us. Our job descriptions have vastly changed from "back in the day". Gone are the days where us office folk at least had SOME need for physical activity.
I was reading this article on Medscape and wanted to see if anyone has any opinion on the subject. As the internet continues to grow and evolve...more and more information is at our disposal. Are we at a point where we now expect TOO much of that information to reach us? Have we finally thrown privacy out the window? Obviously you risk losing your personal privacy every time you use a computer these days, but how much is too much anymore? Full article after the jump.
Picture this – leaving your home, your familiar surroundings, your friends, your clubs, your favorite restaurants and the doctors that you’ve finally located and call your own … to move into a brand new home, a neighborhood you are not accustomed to, at an age when change is more difficult than ever before.
The potential need for long term care (LTC) is one of the greatest threats to one’s happy retirement, not only from a monetary standpoint, but from an emotional one as well. Don’t be tricked into believing that you will not be affected by the need for LTC. Statistics indicate that 70% of individuals age 65 and older will at some time in their lives need LTC. Are you prepared? It’s not going to happen to you, you say. Maybe you and your spouse will not be part of these statistics. What about your elderly parents and in-laws, do you think they might be affected? Think about your adult children and their spouses and in-laws, might they be affected in this situation?
Welcome to the all new MD Preferred site! As you can tell, everything has been revamped. We’ve really worked hard to make this site as accessible as possible, for both the physician and the provider. Hit the read more to see what has changed.
By: Charlotte A. Dougherty, CFP® In conjunction with Lincoln Financial Advisors
Having a career that brings you personal satisfaction and financial success places many demands on your time and energy. You may find yourself putting off important tasks simply because there’s no strict deadline for completing them. But, no matter how busy you are, there’s one task you shouldn’t put off — planning for your financial future. Married or single, with or without dependents, you need a comprehensive financial plan.
Chances are, you’ve taken care of the basics. You’ve set goals, diversified your investments to mitigate risk and outpace inflation, and started saving for retirement. Now it’s time to consider additional strategies. A financial plan tailored to your needs and personal circumstances can help maximize your potential assets and preserve them for your loved ones.
By Anthony J. Ogorek, Ed.D., CFP
The road to hell is paved with good intentions. This popular aphorism has been around for years with good reason. It seems that, try as we may, good intentions do not always result in good outcomes. We witness this truth in our financial advisory firm more than we would like to admit.
The typical scenario involves a busy high achiever, such as a medical professional or business person who feels that they cannot find anyone as qualified as themselves to manage their financial affairs. Either through a lack of encouragement or a lack of interest, their spouse is left out of the loop regarding the family’s financial picture.
By Jerry H. Biese, Genworth Life Insurance Company
As the French writer François de la Rochefoucauld once said, “The only thing constant in life is change.” Therefore, learning to manage major life changes in a positive way is essential to physical, emotional, and spiritual well-being. Regardless of whether these changes are positive, such as having a baby or relocating for a new job, or negative, such as the loss of a parent or the dissolution of a marriage, there are steps that you can take to better navigate these stormy seas.
MD Preferred is proud to announce a national partnership between MD Preferred and Physician CVs, a rapidly growing online networking site where physicians and healthcare hiring authorities from hospitals, clinics, private practices and medical recruiting firms come to share information about career opportunities. PhysicianCVs represents the latest evolution of online career services.
By David Wray
David Wray, the president of the Profit Sharing/401(k) Council of America, once said that the purpose of profit-sharing plans is “to generate goodwill and a feeling of partnership” between employer and employee. Profit-sharing plans give employees a share in the profits of a company each year and can help to fund their retirements.
All funds contributed to a profit-sharing plan accumulate tax deferred, as with other defined-contribution retirement plans, but employer contributions are tax deductible only if the plan is defined as an elective deferral plan, which means that instead of accepting their profit shares as cash, employees defer the assets into retirement funds.
Articles abound with the claim that - if you save $100 a month, earning 10 percent per year, you will have a given sum of money in 30 years. These simplistic future-value exercises (also known as deterministic calculations) are helpful in explaining the potent effect of compound interest and encouraging investors to start saving early; after all, it was Einstein who once said, "the most powerful force in the universe is compound interest." The problem with such deterministic calculations is that they assume the average annual earnings will remain constant throughout the investment period - in other words, investments will always have positive returns. If we have learned anything these past few years, it is that stock markets do not always earn positive returns each year, and that returns can be volatile. Until recently, most financial advisors used deterministic calculations to forecast future portfolio values; however, such calculations fail to answer the most crucial questions on an investor's mind: Will I have enough money to retire? In recent years, financial advisors have shifted away from using deterministic calculations and toward Monte Carlo simulations to be able to answer the aforementioned questions with a greater level of confidence.