BancorpSouth Mortgage

Rob Watkins, NMLS #1403412


Dallas & Ft Worth, TX

Mobile Phone:

Office Phone:

BancorpSouth Mortgage

Eligible for our Medical Professional Mortgage: M.D., D.O., Medical Residents, Medical Fellows, D.D.S and D.M.D.

Available for Primary Residence only

Purchase, Refinance, or cash-out refi

  • 103% loan-to-value up to $453,100
  • 100% up to $650,000
  • 95% up to $1,000,000
  • 89.9% up to $1,500,000
  • 85% up to $2,000,000
  • 80% > $2,000,000

No PMI (Private Mortgage Insurance)

Medical Residents and Fellows: Student loans are excluded from DTI provided the applicant will continue be in residency or a fellowship for one year or more.

New employment contract (including residency or fellowship) can be used for qualifying income, as long it will begin within 90 days and applicant has a bona fide offer that is accepted by all parties

Non-Warrantable Condos accepted as long as HOA is not in litigation and is properly insured

Eligible states: TX, OK, AL, AK, LA, MS, MO, TN, FL