Eligible for our Medical Professional Mortgage: M.D., D.O., Medical Residents, Medical Fellows, D.D.S and D.M.D.
Available for Primary Residence only
Purchase, Refinance, or cash-out refi
- 103% loan-to-value up to $453,100
- 100% up to $650,000
- 95% up to $1,000,000
- 89.9% up to $1,500,000
- 85% up to $2,000,000
- 80% > $2,000,000
No PMI (Private Mortgage Insurance)
Medical Residents and Fellows: Student loans are excluded from DTI provided the applicant will continue be in residency or a fellowship for one year or more.
New employment contract (including residency or fellowship) can be used for qualifying income, as long it will begin within 90 days and applicant has a bona fide offer that is accepted by all parties
Non-Warrantable Condos accepted as long as HOA is not in litigation and is properly insured
Eligible states: TX, OK, AL, AK, LA, MS, MO, TN, FL