Bank of Texas

Todd Frank, NMLS #492827


Dallas & Houston, TX


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Whether you are just starting out or are established in your professional career, Bank of Texas' Advanced Medical Professional (AMP) loan program provides innovative home financing solutions for select medical professionals. This program allows a small down payment, competitive pricing and unique qualifying criteria on various loan products.

  • Eligible medical professional include: MD, DO, DDS, DMD, Medical Residents, Medical Fellows, DNAP, CRNA
  • Primary residence only
  • 3% Down - Maximum loan amount - $650,000 (MD, DO, DDS, DMD, Medical Residents, Medical Fellows, DNAP, CRNA)
  • 5% Down - Maximum loan amount - $850,000 (MD, DO, DDS, DMD)
  • No mortgage insurance
  • Purchase or refinances (No cash out)
  • Fixed and variable rate options
  • Student loans deferred greater than 12 months from closing are not considered in debt to income ratio
  • Discounted 0.25% interest rate option available for borrowers who have a qualifying Bank of Texas checking/savings account and agree to make mortgage payment via ACH from that account

Eligible states: AR, AZ, CO, MO, NM, OK, and TX

Todd Frank Bank of TexasTodd Frank
Branch Manager

Todd’s experience eliminates the confusion and intimidation that frequently accompanies the home buying and refinance process. With his knowledge of current regulations, he has the ability to tailor a loan program to fit your unique requirements. He specializes in home purchase, home refinance, and cash-out mortgage loans. Todd can serve your needs, regardless of how diverse they may be. 

His mission is to serve customers with honesty, integrity and competence. His goal is to provide home loans to clients while providing them with the lowest interest rates and closing costs possible. Todd knows that you have specific needs and he strives to meet those needs with a wide array of refinance and purchase products and most importantly, quality service and individual attention.