Capital Choice Financial & Insurance Group

Lynn Kaloian


Arroyo Grande, CA


 The Beginning

After leaving “Corporate America” in 1995, Dick & Sydney Kinnard found themselves searching for answers.  The most basic of these questions was…”Where do we go from here?”  After spending over 40 combined years in the financial services business, Dick & Sydney decided that their work was not done. They knew that American families and individuals were continuing to suffer from the same financial problems they always had.

  •     Too much debt
  •     Not enough life insurance
  •     Not enough savings
  •     Not enough assets built up at retirement

  • Traditional financial services companies were still “selling product”, not educating and helping consumers.  Dick & Sydney knew they had to put together a company where consumer’s “needs” were being met, not a company that “peddles products” for the benefit of the agent and company.  In August of 1996, Dick & Sydney Kinnard along with 6 other individuals started CAPITALChoice.

    The goal was to build a company that created a real opportunity for the right kind of people.  The opportunity to:

  •     Build a business of their own
  •     Take charge of their financial future
  •     Achieve success like never before
  •     Live their dreams

  • The Now

    CAPITALChoice Financial Group has grown by leaps and bounds over the past 15 years.  That initial group of 6 people has grown to thousands of CAPITALChoice Associates across America helping educate the American consumer to understand how personal finances truly work.  To this day, CAPITALChoice is an independently owned company which gives it the freedom to make the appropriate choices for its Associates and more importantly, their clients.  CAPITALChoice Associates are not only making a difference in the lives of their clients, but they are changing the financial future of their own families.  Today, more CAPITALChoice Associates are earning $50,000, $100,000, $200,000, and even over $300,000 annually than ever before in the history of our company.

    The Future

    The future of CAPITALChoice is unlimited.  More men and women join the CAPITALChoice mission every day.  More men and women all across America are deciding to take control of their family’s future, by going into business for themselves but not by themselves. The need for what we do has never been greater.  Our future has never been brighter.

    Securities are offered through CCF Investments, Inc. which is a registered broker dealer, a member of FINRA and SIPC and a wholly owned subsidiary of Capital Choice Financial Services, Inc., a network of independent business men and women representing various life and health insurance companies. 1041 Founders Row Greensboro, GA 30642 (706) 453-1995.