Frandsen Bank & Trust

Brandon Reinarts, NMLS 769600


Duluth, Mankato, New Ulm, MN


Frandsen Bank & Trust is a full-service community banking, trust and investment services organization with offices located throughout Minnesota, Wisconsin, and North Dakota.

Our Minnesota Doctor Loan offers:

  • $850,000 max loan amount
  • 3% minimum down payment
  • 700 minimum credit score
  • 43% max DTI (debt to income)
  • Deferred student loans excluded from debt
  • No PMI (private mortgage insurance) options
  • Financing available 60 days prior to starting new position

Apply Now!

Brandon Reinarts Minnesota Doctor LoanAbout Brandon Reinarts

As your loan officer with Frandsen Bank & Trust I pride myself on superior service from application until your final payment and beyond. My expertise is mortgage lending anywhere in the state of Minnesota and am proud to have worked for a local community bank for the past 10 years.  As a community banker I truly understand every situation is unique, especially with Physicians and Doctors. Frandsen Bank & Trust gives me the ability to customize our offerings to buy, build or refinance your home to fit your unique situation.  We know local lending with offices located in over 30 communities across Minnesota. I am committed to gathering all information and giving all available options to my customers. 

I am born and raised in Minnesota.  I attended Bethany for two years playing varsity baseball and received my degree from the University of Minnesota, Twin Cities before settling back in southern Minnesota with my family.

Frandsen Bank has financing options available for primary homes, second homes and investment properties. I am here to answer all your questions or can create specific scenarios to fit your needs. Get approved today so you are ready to buy next week, next month or next year!