The Futurity Difference
Have you watched your nest egg dwindle over the past decade? Have you planned for the rising cost of a college education? Are you worried about outliving your money? Are you prepared for the coming tax changes? Are you sure your loved ones will get the assets you plan to leave them?
Today’s volatile investment environment and unsettled tax landscape may have you confused and anxious. A professional financial planning and investment management firm can be of great assistance in reaching your goals, but not all financial advisers are the same. Many firms represent themselves as financial planners but actually lack the necessary training, credentials and legal status to do comprehensive financial planning.
We are a fee-only, independent registered investment advisor (RIA). Our clients benefit from our ability to offer unbiased advice and appropriate strategies to best achieve their financial goals. Since Futurity Capital is not affiliated with any brokerage chain or insurance company, we do not receive commissions, so any advice we give to clients is completely impartial. As an RIA, we have a fiduciary responsibility to always put the interests of our clients first and to respect the trust placed in us.
We sit down with you and discuss your objectives and how best to achieve them, resulting in greater peace of mind for you as a client.
Proactive investment management
We choose investments that are designed specifically to meet your goals. We strive to maximize returns while minimizing risk. We take a conservative, value-oriented approach to investing. Many investors wrongly assume that in order to produce higher gains, you must take higher risks. Our experience tells us that by examining the downside risk first, we have a much higher chance for positive returns.
Fee-only financial planning, investment management and advice
We offer comprehensive, holistic financial planning and investment management, both characterized by full transparency of the fees.
Unlike other firms we understand that investing and financial planning involve more than managing your assets. We sit down and talk to you to learn about all aspects of your life, including family dynamics, the birth of a child, death of a loved one, changes in real estate, college plans and charitable giving. By understanding what matters to you, we can better help you achieve your goals.
An independent team
One of the foremost reasons to use an independent RIA is our ability to provide unbiased advice. We do not receive commissions, so any advice we give to clients is completely impartial. There is not any investment product from which we benefit more than others - something that is absolutely not the case with the large broker-dealers and insurance sales people.
Many firms represent themselves as financial planners but actually lack the necessary training, credentials and legal status to do comprehensive financial planning. The principals of Futurity Capital LLC together have over four decades of experience in the financial services industry. We continually strive to keep abreast of changes in the financial and legislative landscape, resulting in the highest level of professionalism and client service.
We strive to anticipate and exceed our clients’ expectations by fostering a close personal relationship, one marked by frequent communication. We provide quarterly statements and email reports designed to maintain open communication with you as a client of Futurity Capital and to keep you abreast of topics of interest to your financial life.
By seeking the services of Futurity Capital, a client may be interested in creating a relationship of personal trust and confidence. This type of relationship can only be built upon the understanding that information supplied to Futurity Capital will be kept completely confidential.
Tanina Frouge Linden, CFP®
Ms Linden has worked in the financial industry for over twenty years. She began her career at Hambrecht & Quist LLC, first as a research analyst covering specialty pharmaceuticals, and then, co-founded the healthcare investment banking department with two colleagues. She worked at two publically traded biotechnology companies, one as the CFO. She was a Vice President & Senior Investment Officer at Princeton Capital Management for seven years before co-founding Futurity Capital LLC. She served on the Board of Directors of the Junior League of Greater Princeton for four years, revamping their financial and donation systems. Linden earned an AB in Economics from Middlebury College and a MBA in Finance from Northeastern University. She is a CFP® certificant, she holds a Virginia property & casualty insurance producer license and a Series 65 license.